Business Checking

Account Feature Free Business Checking Interest-Earning Business Checking Business Analysis Checking
Account Designed for... ... small businesses that don't write a large volume of checks and want a low-cost alternative. ... businesses that want competitive interest rates, generous check writing privileges, and free imaging. ... companies that routinely receive and write a large number of checks. This account features an earnings credit based on your balance and account activity, allowing you to reduce or eliminate any charges.
Minimum to Open $100 $750 $100
Minimum Balance $0 $3,000 average daily balance OR $750 minimum daily balance. $0
Balance Requirement Fee $0 $10† Negative collected balances are prime + 9.00%. Sales tax to be applied where applicable.
Activity  Item Limits
  • 100 items per month, including checks paid/debits, credits, checks deposited, and ACH debits and credits.
  • 50 debit items per month including checks paid and ACH debits.
  • 50 credit items per month including checks deposited and ACH credits.
Charges may include the following:
$7.50 monthly maintenance fee†
$.20 per check paid†
$.45 per deposit†
$.02 local deposit items†
$.05 foreign deposit items†
$.15 ACH debit†
$.17 ACH credit†
Excess Activity Fee Debits, credits, deposited items charge $0.35 per item† if the combined total is greater than 100.
  • $0.25 per debit† after 50
  • $0.25 per credit† after 50
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Interest/Earnings Credit Non-interest earning
  • The interest rate and annual percentage yield for your account depend upon the applicable rate tier. The interest rate and annual percentage yield for these tiers may change. 
  • Interest will be compounded and credited monthly. 
  • Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example, checks).
Earnings credit on non-cash deposits begins no later than the business day we receive credit for the deposit of non-cash items (for example, checks). Negative collected balances are Prime + 9.00%. Sales tax to be applied where applicable. 

† Plus sales tax.











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